Plan your purchase
Real Estate Calculators
Monthly payments
Mortgage Calculator
Find out what your monthly payments would be for your mortgage. Plug in the house price, down deposit percentage, years to pay off mortgage and estimated mortgage rate and you will see what your monthly payment will be.
Mortgage Calculator
Drag the sliders or type a number
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yrs
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Your payment
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per month
Principal
Interest
Mortgage before insurance
CMHC insurance
PST on insurance (at closing)
Total mortgage
Total interest
Mortgage paid off in
What can you afford?
Affordability Calculator
This Calculator will tell you what price you can afford to purchase. Enter in your gross family income (before taxes), any required monthly debt expenses (loans, line of credits) and the total dollars you have to put in for a down deposit and it will tell you the total price of a house you can afford to buy.
Affordability Calculator
How much home can you afford?
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yrs
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Lenders qualify you at the higher of your rate + 2% or 5.25%. Monthly debts include credit cards, car loans, child support and condo fees, but NOT utility bills.
You could afford up to
$0
maximum home price
Housing costs (GDS)
Total debt (TDS)
Total mortgage
Payment at your rate
Qualifying rate
Down payment
Closing costs
Land Transfer Tax Calculator
Buying in Ontario? Estimate the provincial land transfer tax you will pay on closing, including the first-time home buyer refund.
Land Transfer Tax Calculator
Ontario closing cost estimate
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Ontario land transfer tax rates for a single-family home: 0.5% up to $55,000 · 1% to $250,000 · 1.5% to $400,000 · 2% to $2,000,000 · 2.5% above. First-time buyers get a refund of up to $4,000. London has no municipal land transfer tax.
Land transfer tax due
$0
payable on closing
You pay
Rebate
Ontario land transfer tax
First-time buyer rebate
Total due
Effective rate
Note: Tax refers to Property Taxes and PMI refers to Private Mortgage Insurance (normally required by lenders when a deposit of 20% or less is made on the purchase). Seek out a local Mortgage Specialist or Broker for exact figures and more information.
The above calculators are not guaranteed and should only be used for estimations. We accept no responsibility for any loss arising from any use or reliance on the information contained or produced herein.
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